Hodlnaut

Pros: 1. Smooth layout that is easy on the eyes and functionality.
2. New application is now currently available on iOS.
3. Hodlnaut has very competitive rates compared to other platforms and exchanges.

Cons: I haven't been using long enough to have any comments or concerns.

Overall: Highly recommend giving them a try. The rates are competitive and the app is user-friendly. They also have a great referral program.

Pros: Competitive rates in the ever changing crypto landscape. Happy to see new development and collaboration with other SG crypto companies. #supportlocal

Cons: Sad to see them removing token swap function. Really hope they can bring them back.

Overall: Been almost a year user with them. Competitive rates in the ever changing crypto landscape. Happy to see them pushing out iOS app now.

Pros: Clean interface that is easy to use.
Mesmerizing ticking interest amount.
Simple.
High interest rates.

Cons: Limited number of crypto types.
Some fees but those are to be expected.

Overall: Have not been using Hodlnaut for that long. Recently switched over from Celsius for their spectacular interest rates. All good so far 😊

Pros: No nonsense, easy to use and super high interest rates. Love seeing the Pending Interest Payout ticker constantly increasing too 😁

Cons: Nothing to dislike. Maybe the Dark theme can be darker 🤣

Overall: 11/10 will recommend. Check them out for yourself and start earning interest in no time. You'll be hooked on checking your pending interest everyday.

Pros: High APY.
No minimum transfer or custodian cost with no lock up period.
Fast Sign Up process and easy to use UI.

Cons: Would be great if the withdrawal fees are waived.

Overall: High APY for BTC and ETH. UI is easy to use and newly launched app is a plus. If withdrawal fees can be waived it would be truly awesome.

Pros: Good interest rates.
Compounds weekly yielding more interest.
Product being built out with a new app.
Team seems trustworthy.

Cons: Withdrawal fees - though minimal.
Initially there was no app but they've solved this now.

Overall: Had a good experience.

Pleased with the interest I am earning.

So far has repaid my faith and trust in its product.

Pros: High interest rates - probably the highest for BTC ETH, and USDT/USDC if not exceeding 25k each.

Fast and smooth withdrawal (the fee used to be a bit overpriced but now it’s fair!)

The best Friend referral program in the market!

New iOS App.

Cons: If iOS app allows copying text for its amount display (which is handy when we want to take note of the 10+ digit length of crypto balance).

LTC support.

Overall: Highly recommended.

One of the best amongst all venues I used - clearly outperformed BlockFi and Nexo.

Pros: I made a silly error by trying (and failing) to send ETH (on the Binance Smart Chain) to Hodlnaut. Entirely my error and I assumed is was funds gone and lesson learned.
But no! On a whim I reached out to Hodlnaut Support (Singjie Lim in fact) and they set about assisting me.

Within an hour or two my transfer was located, and successfully deposited into my Hodlnaut account.

Not a million miles from magic I tell ya!

They have my appreciation, and admiration.

Sincerely Nick Wood

Cons: N/A.

Overall: Can't speak highly enough of them! Hopefully being a Singapore licenced provider, they will continue to be trustworthy and fair.

Pros: I’ve used Hodlnaut for quite some time now and I must say, it is truly a great experience earning passive income with them. Their rates are as competitive (if not, more competitive) than some of the larger names out there so it’s truly amazing to be earning with Hodlnaut!

Cons: That they removed token swaps for Singaporean users. But this means they’re working hard to meet regulatory requirements!

Overall: Easy to use. No compromise on the yields. Friendly community. Excellent place to leave your crypto.

Pros: Hodlnaut has a clean web and iOS interface, and is very easy to use. It also has some of the highest interest rates around.

Cons: It only supports 6 coins at the moment (USDC, USDT, DAI, BTC, ETH, WBTC).

Overall: It has been a very pleasant experience using this platform overall. I enjoyed the clean layout of the web interface, and appreciate how they have kept the same, consistent, high-quality clean interface on the iOS app as well. Great job to the team, will continue supporting!

Pros: Team is responsive and gives updates constantly which keeps investors assured!

Also has updated their rates to be more competitive which is good too!

Cons: I would hope if they could obtain the license from MAS officially.

Overall: Great platform and would encourage more people to invest into it as crypto booms so as to support local start ups too.

Pros: Nice interface and very user friendly lay out. navigation is clean and intuitive as well, the loading across pages is seamless too

Cons: Does not support a lot of staking options for alternate coins.

Overall: Happy with the app and setup and ease of use. would definitely be on the app more often given the seamless interface to view my account details.

Pros: Extremely easy coin swapping! Free of charge at the time of writing. Really hope this feature remains prioritized.

Cons: No app on android os yet. Choices of coins to hold are limited, but include the most important ones

Overall: Very satisfied with results & usage. Helped me hodl my coins while giving me interest at the same time.

Pros: Simple and Clean UI.
Good interest rates.
Design is clean and with the recent launch of the iOS app, tracking of your daily interest is even more convenient.

Cons: No swap feature. I think this is only in Singapore.

Overall: Easy and trustworthy platform. Support admins are prompt on questions and concerns. Possible to have more altcoins included.

Pros: The platform has an easy to use interface.
You can easily login to view your amount earned every seconds!

Cons: I don't know. Can't find any of the issue yet.

Overall: Overall, it is a good experience to know what you can earn stable amount on a high interest rate which is better than putting in banks.

Pros: Great interest rates which got even better for small account holders after the latest rates review. The addition of iOS app is also welcome for ease of checking the account.

Cons: Would be good to expand and have more types of coins available.

Overall: User experience is good and easy. Realtime updating of interest earned is also a great feature to have.

Pros: Hodlnaut has been nothing short of amazing this app is just superb especially with such attractive APY for your preferred coin, is no doubt the best crypto lending platform to earn passive income!

Cons: Slightly higher withdraw fee among other competitors!

Overall: Overall is the best app among the rest! Highly recommended to sign up! This is like the best and only way to earn passive income while sleeping!

Pros: The interface is intuitive and simple to use. The KYC and onboarding process was also fast and efficient!

Cons: The interest gained is highly competitive among its competitors, but is still a meaningful amount above leaving it in your traditional bank.

Overall: This is one of the simplest avenues for gaining yield on your crypto if you've decided to HODL it anyway! The KYC and onboarding process is relatively fuss-free, and the deposit process went by smoother than I had expected! I also like that they are secured by Fireblocks!

Pros: - Good security: 2FA with Google Authenticator to login, assets secured by Fireblocks
- Leading competitive interest rates: some of the highest APR/APY in among central crypto lending platform
- Interest is credited weekly to your wallet
- No lock-in periods: can deposit or withdraw anytime
- Clean and user-friendly interface on website for ease of use

Cons: - No free withdrawals
- No app access yet (coming soon on iOS and Android)

Overall: Good and promising. A strong contender in the crypto lending space. I look forward to free withdrawals as a feature and app access.

Pros: Stable coins interest for long term accumulation compounding. User interface is also easy to use and navigate around.

Cons: Currently, no free withdrawals for taking money out, as compared to other platforms.

Overall: Seamless experience. Good customer service and timely incentivize events for participation with end users.